Download e-book for iPad: Consumer Credit in the United States: A Sociological by Donncha Marron (auth.)

By Donncha Marron (auth.)

ISBN-10: 0230101518

ISBN-13: 9780230101517

ISBN-10: 1349378895

ISBN-13: 9781349378890

ISBN-10: 2720093327

ISBN-13: 9782720093326

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Extra info for Consumer Credit in the United States: A Sociological Perspective from the 19th Century to the Present

Example text

Now newly freed, the small loan lender would be subject to that arena’s autonomous laws of competition, accumulation, and rational self-interest. Such intervention also acted upon the freedom of individuals and families themselves; in legalizing higher rates to promote competition, capital inf lux and thus, ostensibly, lower rates for the borrower, the state sought to advance the self-sufficiency of individuals and promote family autonomy in borrowing decisions. They could now be freed from the repressiveness of “usurious” interest.

Initially small in size with the emphasis on written description and simple woodcut illustrations, the end of the century saw ever multiplying circulation and new innovations such as linotype and color printing, which expanded the scope for Consuming by Installments ● 43 a realistic visual projection of the product being sold. Crucial to the development of mail order was a scheme known as rural free delivery (RFD), which initially emerged in the 1890s to guarantee a reliable postal delivery system to farm addresses.

Initially small in size with the emphasis on written description and simple woodcut illustrations, the end of the century saw ever multiplying circulation and new innovations such as linotype and color printing, which expanded the scope for Consuming by Installments ● 43 a realistic visual projection of the product being sold. Crucial to the development of mail order was a scheme known as rural free delivery (RFD), which initially emerged in the 1890s to guarantee a reliable postal delivery system to farm addresses.

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Consumer Credit in the United States: A Sociological Perspective from the 19th Century to the Present by Donncha Marron (auth.)


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